Avoid personal devastations, it is suggested that nurses should get their own nursing malpractice insurance, even though their employer has insured, it is better to privately get insured, such that the claims made will be paid off by the insurance company.

Medical Malpractice Insurance

Medical malpractice is something that can be defined as the wrongful act by a physician. Generally, when nurses and other medical professionals involved in the  administration of treatment, if they omit a needed and reasonable medical care to the patient, it can be defined as medical malpractice. Generally, any malpractice has three defining factors and they are:

The person with the duty to provide care .A failure to exercise that care and.An injury or financial damages caused due to failure to provide suitable care.It must be proven that there is  a legal duty to provide care and if the same is not provided it should be considered as a breach of duty.